FertTerms Plus

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FertTerms Plus is Incitec Pivot's new deferred payment option.

FertTerms Plus is an easy, simple and flexible new service to help customers take fertiliser when they really need it, and defer payment for up to 9 months. The cost is a simple dollar per tonne, per month surcharge. And the best part is customers don't need to worry about time consuming applications every season! It's a one off application process. And when placing an order, all you have to do is select the deferred payment terms and we'll handle the rest. It's that simple!

Easy

• 1 page application form
• Apply ONCE! No need to re-apply every season
• When ordering, just say 'yes' or 'no' to FertTerms Plus

Simple

• To understand
• To calculate ($ per tonne, per month surcharge)
• To apply
• To use

Flexible

• Choose a term from 1 - 9 months to pay
• Or nominate a set date to pay

Your low cost calculations explained here

The generous extended terms offered by FertTerms Plus incur a surcharge on a sliding scale as shown below.

Pricing Bands & Surcharge

Price (per tonne/kilolitre)	Surcharge (per tonne, per month)
$0 - $149	$1.00
$150 - $249	$2.00
$250 - $349	$3.00
$350 - $449	$4.00
$450 - $549	$4.50
$550 - $649	$5.50
$650 - $749	$7.00
$750 - $849	$8.00
$850 - $949	$9.00
$950+	$10.00

Note: the product prices and surcharges shown above are ex GST (and are subject to change without notice). The surcharge will be calculated on the total cost of the product together with any related services that are also sold on a per tonne or per kilolitre basis.

Go the full term and have up to 9 months to pay

FertTerms Plus offers generous extended payment terms from 1 to 9 months. Some examples are shown below:

Cost per tonne (exGST)	Tonnes Purchased	Dispatched On
$210	3	Feb 15

Extra Payment Terms Selected	Payment Date	Amount Due (ex GST including surcharge)
None (standard 30 days terms apply)	Mar 31	$630
one extra month	Apr 30	$636
two extra months	May 31	$642
three extra months	Jun 30	$648
four extra months	Jul 31	$654
nine extra months	Nov 30	$684

It could not be easier to apply

To apply for FertTerms plus, simply complete the enclosed application form and Direct Debit request.

It's important you complete the Direct Debit form as approval is conditional on this being completed and signed.

Please note Direct Debit is the only payment method available for FertTerms Plus.

Next business day approval. A lot faster than watching grass grow!

As soon as we receive your application, you will have a response back in 24 hours.*

So your fertiliser can be on farm when you need it.

Don't delay. Apply today!

For more details, please contact 1800 815 275 or click here for an application form.